Start here
Tell us what money problem you're dealing with, and we'll point you to what to read first.
sex.money is an editorial site and weekly email for adults (18+ only) about the money side of adult life: hiding or splitting money in a relationship, who pays when you're dating, and the taxes, bookkeeping, and banking headaches that come with being a self-employed adult creator. We explain things plainly, give you scripts you can actually use, and link to official sources when it matters.
"I'm in a relationship and money is getting tense."
- Financial Infidelity: What It Is, What It Isn't, and What to Do NextHidden accounts, secret debt, lying about income: what counts as financial infidelity, what is just privacy, and how to get to an honest conversation.
- Joint vs. Separate Accounts: Pick a Setup You Can Both Live WithAll joint, all separate, or yours-mine-ours: how each setup works, where each causes fights, and the questions to answer before you open anything.
- What to Ask About Money Before You Move In TogetherIncome, debt, the lease, day-to-day bills, and the exit plan nobody wants to talk about: the money questions to ask before you move in together.
"I'm dating and don't know who pays."
The copy-and-paste scripts list is at the end of that piece.
"I'm a creator and need my money to make sense."
- Creator Income Is Self-Employment Income: The Plain ExplainerIf you earn money on adult content platforms in the US, the IRS generally treats you as self-employed. What that means, which forms you'll hear about, and a simple bookkeeping routine.
- When a Bank or Payment Processor Says No: What Creators Can and Can't DoWhy legal adult creators get turned down or shut down by banks and payment processors, what you can and can't do about it, and how to lower the damage.
What we don't do
- No personalized advice. Everything here is general education. For your own taxes, debt, or legal questions, talk to a qualified professional.
- No lending. We don't make loans, arrange credit, or hold money.
- No dating service. We don't connect people.
- No explicit content. This is a site about money.
How we make money
Right now, we don't. There are no ads and no affiliate links on the site yet. Later, some pages may carry affiliate links, and any page that does will say so at the top. The details are on Disclose.